What's the key to every good plan?
Beginning with the end in mind.
Your Retirement Copilot
One of the most valuable lessons I learned as a helicopter pilot in the Army was how to plan.
When preparing for a mission, everything we did was deliberate and focused. Instead of starting from the beginning, we worked backwards from our objective, setting checkpoints for ourselves to stay on course.
That’s the approach we take with each of our clients: We take the time to understand the retirement you want, chart a course to help you get there, and ride alongside to keep you on track.
Prioritize And Execute
You already know what happens when you try to do everything at once: nothing ever seems to get done.
That's why we begin each new client journey by identifying your top 3 goals and creating a plan to reach them. By focusing our resources on your top three issues, developing a plan to overcome them, and relentlessly executing on that plan, we make the most efficient use of our time and massive progress towards your long-term financial goals.
Then, we simply move onto the next set of goals. It's as simple as that.
Most of our clients come to us
seeking advice on one of the following:
Retirement
Planning
We'll review your current savings and create a personalized plan to help you retire on your terms.
Equity
Compensation
We can help you make the most of your employer stock by optimizing the disposition of your shares.
Business
Exit Planning
We'll help you plan the best time to sell your business, maximizing its value and securing your retirement income.
From there, we can then choose
to focus on any of these:
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Investment Management
Create investment strategies that match your risk tolerance and meet your income requirements.
-
Tax Planning
Reduce your current and retirement tax burdens to help your assets grow and last longer.
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Estate Planning
Make sure your legacy plans are tax-efficient, while aligning your estate with your current life situation and wishes for the future.
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Asset Protection & Insurance Planning
Thorough evaluations will find any gaps in your coverage, allowing us to protect your assets and sources of income.
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Social Security Optimization
Maximize your Social Security benefits through personalized strategies tailored to your unique financial goals.
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Education Savings
Build a plan to save for your child's education, ensuring your financial goals align with their educational needs.
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Charitable Giving
Create a charitable giving plan that aligns with your values and financial objectives, and maximizes the impact of your contributions.
-
Healthcare Planning
Develop a healthcare plan that considers your unique circumstances and financial goals, ensuring your well-being is taken care of.
You've worked hard, so we think your retirement should be as easy as pie
Retirement is more than just another chapter; it's the reward for your lifelong efforts.
PieCapital is designed to serve only 50 families, which allows us to provide customized planning and sophisticated investment strategies for each of our clients, without sacrificing our personal touch. Let us help you make this transition as smooth as possible, so you can enjoy what you've worked so hard to earn.
Designed To Make The Most Of What You've Earned
Our approach to investing draws on our experience advising some of the wealthiest clients in the country, in both private bank and boutique settings. Our diversified, endowment-style portfolios combine equities, fixed income, and private capital, where appropriate. Our goal is to maximize returns through prudent strategies while minimizing taxes and expenses that eat away at growth.
Diversified Income
Diversified Balanced
Diversified Growth
Note: The allocation of asset classes in the charts above do not reflect actual allocations, for illustration purposes only.
Not sure which one is right for you? Find out here.
Our Philosophy
Good investors know that there is no silver bullet when it comes to managing money. Instead, it is the cumulative effect of a lot of little things, taken together, that make the difference, including:
FAQs
We specialize in working with business owners who are nearing the sale of their company. Our niche expertise helps guide you through major financial transitions like shifting from accumulation to income generation, business exit strategies, retirement lifestyle changes, and more.
We are fiduciaries, meaning we are legally required to act in your best interest at all times. Not every advisor working with executives and business owners agree to this high standard, but we believe it is the most ethical way to work with clients. We are also highly transparent - being upfront about what you own and what you pay is a top priority for us.
Not at all. We don't just execute trades - our value is the total package of tailored advice and financial guidance we offer. This includes planning for major life events, tax optimization, estate strategies, insurance needs, and more. Our comprehensive guidance is our true value.
Based on discussions of your retirement timeline, assets, income needs, and risk tolerance, we will recommend the most suitable investment mix to help you achieve your goals. This is the core value of personalized planning.
We typically work with clients who have $3 million or more in investment assets. For business owners who haven't hit that threshold yet, we offer financial planning and business advisory services for a fixed fee. The scope and pricing depends on your specific needs and circumstances.
As a registered investment advisor, we never take possession of your funds. Your assets are held with our custodian, Charles Schwab, where you can easily track your accounts. You remain in control while we handle advising and management.
We're registered investment advisors regulated by the North Carolina Securities Division, North Carolina Department of State.
We're fee-only, meaning our revenue comes directly from client fees, not commissions or third parties. Our fees are based on assets under management or fixed project fees for financial planning. This incentivizes us to focus on your financial success.